Storm Damage Assessment Tool
Quickly assess your roof damage after a storm. Get an instant severity rating, personalized recommendations, and insurance claim guidance.
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Storm Damage FAQs
How soon should I inspect my roof after a storm?
Inspect your roof from ground level as soon as it's safe to go outside. Look for obvious damage like missing shingles, debris, or sagging areas. Schedule a professional inspection within 1-7 days depending on damage severity. For safety, never climb on a damaged roof yourself.
Will my homeowners insurance cover storm damage?
Most homeowners insurance policies cover storm damage including wind, hail, and fallen debris. However, coverage varies by policy and deductibles apply. Document all damage thoroughly and report to your insurance within 30-60 days. We work with all major insurance companies to help streamline your claim.
How can I tell if I have hail damage?
Hail damage signs include: dents in metal vents/gutters, random circular damage patterns on shingles, granules in gutters, exposed fiberglass mat on shingles, and dented siding or outdoor units. Hail damage isn't always visible from ground level - a professional inspection is recommended.
Should I make temporary repairs before the insurance adjuster visits?
Yes, you can and should make temporary repairs to prevent further damage (like tarping a hole). Keep all receipts as these costs are typically reimbursable. However, do not make permanent repairs until after the insurance inspection. Document the original damage with photos/video first.
How long do I have to file a storm damage insurance claim?
Most insurance policies require claims to be filed within 1 year of the storm, but reporting promptly (within 30-60 days) is recommended. Earlier reporting typically results in faster resolution. Check your specific policy for exact timeframes.