Question 1

Can I finance a metal roof installation with bad credit in Myrtle Beach?

Accepted Answer

Yes! We approve metal roofing financing for all credit types including poor credit, fair credit, and even applicants previously denied elsewhere. Our specialized lenders focus on your ability to repay rather than just credit scores. Many metal roof customers have credit scores below 650 and still get approved. We have guaranteed approval programs specifically for challenging credit situations.

Question 2

Do you offer zero down payment financing for metal roofs?

Accepted Answer

Absolutely! We offer 100% financing with zero down payment for qualified applicants on all metal roofing systems including standing seam, metal shingles, and corrugated panels. This means you can get your premium metal roof installed without paying anything upfront. Contact us at (843) 877-5539 to see if you qualify for our $0 down metal roofing financing programs.

Question 3

How long are the payment terms for metal roof financing?

Accepted Answer

Metal roof financing terms range from 12 to 60 months depending on your needs and qualification. Longer terms (48-60 months) provide lower monthly payments which many homeowners prefer given metal roofing's higher initial investment. We also offer 0% APR promotional financing for 12 months on approved credit. Our financing specialists will help you choose terms that fit your budget while maximizing your metal roof investment.

Question 4

Will financing a metal roof help with energy costs?

Accepted Answer

Yes! Metal roofs reduce cooling costs by 20-25% due to their reflective properties. Many homeowners find that their monthly energy savings partially offset their financing payments. ENERGY STAR certified metal roofs reflect 70% of solar energy, keeping your home cooler. When you finance through us, you get immediate access to these energy savings while spreading the installation investment over manageable monthly payments.

Question 5

Can I finance both metal roof installation and removal of my old roof?

Accepted Answer

Yes, your financing can cover the complete project including old roof removal, deck repairs, synthetic underlayment, the new metal roofing system, trim, and flashing. We provide comprehensive financing that covers all necessary components of your metal roof installation. This includes tear-off of existing materials, any wood deck repairs discovered during installation, and all materials and labor for the complete installation.

Question 6

Is there a prepayment penalty if I pay off my metal roof loan early?

Accepted Answer

No! All our metal roofing financing programs allow early payoff without any prepayment penalties. If you receive an insurance settlement, tax refund, or simply want to pay off the balance early, you can do so at any time and save on interest charges. Many customers with promotional 0% APR financing pay off their balance before the promotional period ends to avoid interest charges.

Finance Your Metal Roof Installation

Why Finance Your Metal Roofing?

Financing Benefits for Metal Roofing

Zero Down Payment

Bad Credit Welcome

0% APR Available

Fast Approval

Flexible Payment Plans

No Prepayment Penalty

Increase Home Value

Guaranteed Approval Options

Metal Roofing Financing FAQs

Simple Application Process

Get Your Quote

Apply & Get Approved

Start Your Project

Ready to Finance Your Metal Roofing?