FORTIFIED Roofing in Myrtle Beach: Hurricane-Tested Protection for Coastal SC Homes
Protect your home with IBHS FORTIFIED roofing standards that have proven to reduce hurricane damage by 50-70%. Qualify for 10-35% insurance discounts while gaining peace of mind.
What is FORTIFIED Roofing? Science-Based Protection for Your Home
FORTIFIED is not just another marketing term - it is a rigorous, science-based building standard developed by the Insurance Institute for Business & Home Safety (IBHS) after more than two decades of hurricane research. When you see a FORTIFIED designation, it means your roof has been built to standards proven in real-world hurricane conditions and verified by an independent third-party evaluator.
The IBHS operates a one-of-a-kind research facility in South Carolina where they subject full-scale homes to Category 5 hurricane conditions, including 130+ mph winds, wind-driven rain, and flying debris. Through this research, they have identified exactly where and how homes fail during hurricanes - and developed construction techniques to prevent those failures. FORTIFIED represents the culmination of this research, translated into practical building standards that any qualified contractor can implement.
For Myrtle Beach homeowners, FORTIFIED roofing addresses the specific vulnerabilities that lead to catastrophic damage during hurricanes. The roof edge is the most common failure point - when edge metal lifts, it creates an entry point for wind that progressively peels away roofing materials. Water intrusion through a compromised roof deck causes the majority of interior damage even when the roof appears intact from outside. FORTIFIED standards specifically address these failure modes with enhanced nailing patterns, sealed roof decks, and upgraded edge metal systems that have been tested to withstand hurricane conditions.
Less Damage in Hurricanes
Compared to code-built homes
Insurance Savings
Annual premium reduction in SC
Minimal Damage After Michael
FORTIFIED homes in direct path
Why Myrtle Beach Homes Need FORTIFIED Protection
Myrtle Beach and the Grand Strand region sit directly in Hurricane Alley. Over the past four decades, our coast has experienced direct hits or near-misses from Hugo (1989), Floyd (1999), Matthew (2016), Florence (2018), Dorian (2019), Isaias (2020), and Ian (2022). Each storm has demonstrated that standard building codes are simply not enough to protect coastal homes from hurricane damage.
Hurricane Hugo remains seared in the memory of long-time Grand Strand residents. Making landfall as a Category 4 storm just south of Charleston, Hugo caused catastrophic damage throughout coastal South Carolina. Homes that survived often did so because of construction details that would later become part of FORTIFIED standards - properly attached roof decks, reinforced connections, and quality edge metal. Hugo taught us that the difference between total loss and survivable damage often came down to these specific construction details.
More recently, Hurricane Florence (2018) demonstrated a different threat - prolonged wind exposure and extreme rainfall. Florence stalled over the Carolinas for days, subjecting homes to sustained tropical storm and hurricane-force winds far longer than typical storms. Homes with sealed roof decks maintained their weather barrier even as wind-driven rain pounded for 48+ hours. Standard underlayment installations, which rely on gravity rather than adhesion, allowed water intrusion that caused extensive interior damage even when roofs appeared intact.
Major Hurricanes Impacting the Carolinas
Hurricane Hugo (Category 4)
Landfall near Charleston with 140 mph winds. $7 billion in damage. Demonstrated critical importance of roof-to-wall connections and proper roof deck attachment. Many total losses traced to roof failure.
Hurricane Matthew (Category 1 at landfall)
Brushed SC coast with sustained tropical storm winds in Myrtle Beach. Extended wind exposure revealed weaknesses in standard roof edge installations. Significant water damage from compromised roof systems.
Hurricane Florence (Category 1 at landfall)
Stalled over Carolinas for days with prolonged wind/rain. 95% of FORTIFIED homes in affected areas sustained little to no damage. Homes with sealed roof decks prevented water intrusion despite 48+ hours of wind-driven rain.
Hurricane Ian (Category 1 at SC landfall)
Made second landfall near Georgetown after devastating Florida. Brought significant wind and storm surge to Grand Strand. FORTIFIED homes again demonstrated superior performance versus code-built construction.
The Vulnerability of Standard Construction
South Carolina building codes set minimum standards - not optimal protection. Standard roofing relies on basic nail patterns and non-adhered underlayment that can fail progressively during sustained hurricane winds. Once the roof system is compromised, water intrusion causes the majority of interior damage and often leads to total loss. FORTIFIED construction specifically addresses these vulnerabilities with enhanced techniques proven in hurricane conditions.
FORTIFIED Designation Levels: Bronze, Silver & Gold
Each level builds upon the previous, providing progressively more comprehensive protection against hurricanes, high winds, and severe weather.
FORTIFIED Bronze
Roof Only
The most popular choice for re-roofing projects. Focuses on creating a robust roof system that resists wind damage and water intrusion.
Requirements Include:
- Sealed roof deck (self-adhering membrane or enhanced underlayment)
- Enhanced edge metal meeting ANSI/SPRI ES-1 standards
- Upgraded nailing pattern (6-nail method)
- Proper attic ventilation
- Quality ridge cap installation
Insurance Savings: 10-20%
Ideal for existing home re-roofing
FORTIFIED Silver
Roof + Openings
Adds protection for all openings - the second most common failure point after roofs during hurricanes.
Includes Bronze Plus:
- Impact-resistant windows and skylights
- Impact-rated entry doors
- Wind-rated garage doors (critical failure point)
- Hurricane shutters or impact glazing
- Protected gable vents
Insurance Savings: 20-28%
Best for comprehensive upgrades
FORTIFIED Gold
Complete Home
The ultimate protection level. Creates a continuous load path from roof to foundation and reinforces structure against complete failure.
Includes Silver Plus:
- Continuous load path (roof-to-wall-to-foundation)
- Hurricane straps/clips at all connections
- Gable end bracing
- Wall-to-foundation anchoring
- Reinforced chimney connections
Insurance Savings: 25-35%
Maximum protection for new construction
Which Level is Right for Your Home?
Most Myrtle Beach homeowners choose Bronze when re-roofing their existing homes - it provides the best balance of cost and protection. For new construction or major renovations, Silver or Gold provide increasingly comprehensive protection. Our team can evaluate your home and recommend the most cost-effective path to FORTIFIED designation.
South Carolina FORTIFIED Insurance Discounts
State law requires insurers to offer discounts for FORTIFIED homes
South Carolina is one of the leading states in promoting FORTIFIED construction, and state law requires insurance companies writing wind/hail policies to offer premium discounts for homes with FORTIFIED designations. These discounts are not optional marketing promotions - they are mandated rate reductions that insurers must provide to qualifying homeowners.
The savings are substantial. Homeowners with FORTIFIED Bronze designation typically see 10-20% reduction in their wind and hail insurance premiums. Silver designation brings 20-28% savings, while Gold designation can reduce premiums by 25-35%. On a typical Myrtle Beach home with $2,000-3,500 annual wind/hail coverage, this translates to $200-$1,200+ in annual savings depending on your policy and designation level.
Calculate Your Potential Savings
*Actual savings vary by carrier, location, and policy
15-Year ROI Analysis
FORTIFIED roofing typically adds 5-10% to your roofing project cost. Here is how the numbers work:
- Additional upfront cost: Contact for quote
- 15-year insurance savings: $5,000-$15,000+
- Hurricane damage avoided: Potentially $50,000+
- Increased home resale value: 3-5%
Break-even: Typically 5-7 years from insurance savings alone
How to Claim Your FORTIFIED Insurance Discount
- 1Complete FORTIFIED Construction: Weather Shield Roofing installs your roof to FORTIFIED specifications, documenting the process for evaluation.
- 2Third-Party Evaluation: An IBHS-trained FORTIFIED Evaluator inspects the work and verifies compliance with FORTIFIED standards.
- 3Receive Designation Certificate: Upon passing evaluation, you receive an official FORTIFIED designation certificate with a unique ID number.
- 4Contact Your Insurance Company: Submit your FORTIFIED certificate to your insurer. They are required to apply the appropriate discount to your wind/hail premium.
FORTIFIED vs. Standard South Carolina Building Code
See exactly how FORTIFIED construction exceeds minimum code requirements with specific, proven techniques
| Component | SC Building Code (Minimum) | FORTIFIED Standard |
|---|---|---|
| Roof Deck | Standard felt underlayment, gravity-held | Sealed roof deck with self-adhering membrane (peel-and-stick) or mechanically attached enhanced underlayment |
| Shingle Nailing | 4 nails per shingle standard pattern | 6 nails per shingle with specific placement pattern for high-wind zones |
| Drip Edge | Basic drip edge, nailed at standard intervals | ANSI/SPRI ES-1 compliant edge metal with enhanced fastening (4 inches on center) |
| Starter Strip | Standard starter strip installation | High-wind starter strip with enhanced adhesive, properly positioned relative to edge metal |
| Ridge Vent | Standard ridge vent, face-nailed | Wind-resistant ridge vent with enhanced fastening, external baffle design |
| Verification | Local building inspector (may not be roofing specialist) | Independent IBHS-trained FORTIFIED Evaluator with documented photo verification |
| Warranty | Manufacturer warranty (may require specific installation) | FORTIFIED designation certificate (5 years) + manufacturer warranty + contractor warranty |
Why Code Minimum Fails in Hurricanes
- Standard underlayment relies on gravity - wind-driven rain penetrates
- 4-nail patterns provide minimum hold - progressive failure in sustained winds
- Basic edge metal lifts at lower wind speeds, initiating roof failure
- Standard verification may miss critical installation details
Why FORTIFIED Succeeds
- Sealed deck maintains weather barrier even if shingles lift
- 6-nail pattern with ring shank nails provides 30%+ better hold
- ES-1 edge metal tested for high-wind performance
- Third-party evaluator documents every critical detail
FORTIFIED Roofing Investment & Return
The question every homeowner asks: Is FORTIFIED worth the extra cost? The answer is an emphatic yes - when you factor in insurance savings, avoided hurricane damage, and increased home value, FORTIFIED construction delivers exceptional return on investment.
FORTIFIED construction typically adds 5-15% to your roofing project compared to standard code-compliant installation. The exact additional cost depends on your roof size, complexity, current condition, and the designation level you are pursuing. For most Myrtle Beach homes, the additional investment for Bronze designation ranges from a modest increase that is often recovered through insurance savings within 5-7 years.
Beyond insurance savings, consider the avoided damage costs. The average insurance claim for roof damage in South Carolina exceeds $10,000, with hurricane claims often reaching $30,000-$100,000+ for complete roof failures and resulting water damage. FORTIFIED homes have demonstrated 50-70% less damage in major hurricanes - that is potentially tens of thousands of dollars in avoided repairs, plus the immeasurable value of avoiding displacement from your home during repairs.
Total Value Comparison Over 15-Year Roof Lifespan
Standard Code-Minimum Roof
- Initial Installation:Contact for quote
- 15-Year Insurance Premiums:Full premium
- Hurricane Damage Risk:Higher exposure
- Resale Value Impact:Standard
FORTIFIED Bronze Roof
- Initial Installation:Contact for quote
- 15-Year Insurance Savings:10-20% annually
- Hurricane Damage Risk:50-70% reduction
- Resale Value Impact:+3-5%
Contact Weather Shield Roofing for a detailed cost analysis specific to your home
Get Your Custom Quote: (843) 877-5539The FORTIFIED Installation Process
Our systematic approach ensures your home achieves FORTIFIED designation on the first evaluation
FORTIFIED Evaluation & Consultation
We begin with a comprehensive inspection of your existing roof and home to determine the most cost-effective path to FORTIFIED designation. This includes assessing current roof condition, identifying any pre-existing issues, and recommending the appropriate FORTIFIED level (Bronze, Silver, or Gold) based on your goals and budget.
- Complete roof system assessment
- Insurance savings estimate
- FORTIFIED level recommendation
- Detailed project timeline
Material Selection & Procurement
FORTIFIED standards require specific material specifications. We source all materials to meet or exceed FORTIFIED requirements, including proper underlayment for sealed deck systems, ANSI/SPRI ES-1 compliant edge metal, enhanced fasteners, and quality shingles (we recommend metal roofing or impact-resistant shingles for maximum protection).
- Self-adhering underlayment
- ES-1 compliant drip edge
- Ring shank nails
- Wind-resistant ridge vent
Tear-Off & Deck Preparation
Existing roofing materials are removed to expose the roof deck. We inspect and repair any damaged decking, then install the sealed roof deck system - the foundation of FORTIFIED protection. The self-adhering membrane or enhanced underlayment creates a secondary weather barrier that protects your home even if shingles are damaged.
- Complete tear-off to deck
- Deck inspection & repair
- Sealed deck installation
- Photo documentation
FORTIFIED-Compliant Installation
Our crews install your new roof system following FORTIFIED specifications exactly. This includes enhanced edge metal with specific fastening patterns, 6-nail high-wind installation method for shingles, proper starter strip placement, and wind-resistant ridge vent installation. Every detail matters for FORTIFIED certification.
- ES-1 drip edge (4-inch nailing)
- 6-nail shingle pattern
- Enhanced starter strip
- Proper ridge vent system
Third-Party FORTIFIED Evaluation
An independent IBHS-trained FORTIFIED Evaluator inspects the completed installation to verify compliance with FORTIFIED standards. This third-party verification is what makes your FORTIFIED designation official and triggers your insurance discount eligibility. We coordinate the evaluation and address any items before final certification.
- Independent verification
- Photo documentation review
- FORTIFIED certificate issuance
- Insurance documentation
FORTIFIED Homes: Proven Hurricane Survival
Real-world performance data from major hurricanes demonstrates FORTIFIED's life-saving value
Hurricane Michael (2018) - Mexico Beach, FL
Hurricane Michael made landfall as a devastating Category 5 storm with 160 mph winds. In Mexico Beach, the direct hit zone, destruction was nearly total. However, FORTIFIED homes told a dramatically different story.
Key Finding: 95% of FORTIFIED homes in the direct path sustained minimal or no structural damage
The most famous example: A lone house standing amid total devastation in Mexico Beach was built to FORTIFIED standards. While surrounding code-built homes were reduced to slabs, this FORTIFIED home remained structurally intact with its roof system completely functional.
Hurricane Florence (2018) - Carolinas
Florence demonstrated that Category rating does not tell the whole story. Despite Category 1 winds at landfall, Florence stalled over the Carolinas for days, subjecting homes to prolonged wind exposure and record rainfall.
Key Finding: FORTIFIED sealed roof decks prevented water intrusion during 48+ hours of wind-driven rain
Code-built homes with standard felt underlayment experienced significant water intrusion as wind lifted shingle edges. FORTIFIED homes with sealed decks maintained their weather barrier, preventing the interior water damage that led to many total loss claims.
Hurricane Ian (2022) - Florida & Carolinas
Ian devastated southwest Florida as a Category 4 before making a second landfall near Georgetown, SC as a Category 1. IBHS conducted extensive post-storm assessments in both impact zones.
Key Finding: FORTIFIED homes sustained 60-70% less damage than comparable code-built homes
In Florida, where building codes are already stricter than South Carolina, FORTIFIED homes still outperformed. In South Carolina, where codes are less stringent, the performance gap was even more pronounced. FORTIFIED provides critical protection where building codes leave homeowners vulnerable.
Do not wait for the next hurricane to wish you had FORTIFIED protection
Protect Your Home: (843) 877-5539Why Choose Weather Shield Roofing for FORTIFIED Installation
Not every roofing contractor can deliver FORTIFIED quality. While any licensed contractor can technically attempt FORTIFIED construction, achieving designation requires meticulous attention to specific details that come from experience. Weather Shield Roofing has invested in FORTIFIED expertise because we believe it is the best way to protect coastal South Carolina homes.
Our crews are trained specifically in FORTIFIED requirements. We understand that a slight deviation in nailing pattern or edge metal fastening can mean the difference between passing and failing evaluation. We photograph and document every critical step, maintaining the evidence trail required for FORTIFIED designation. And we coordinate directly with FORTIFIED Evaluators to ensure your project achieves certification efficiently.
FORTIFIED-Trained Crews
Our installation teams understand FORTIFIED specifications at the detail level. We do not just read the requirements - we have hands-on experience with every FORTIFIED technique.
Documentation Expertise
FORTIFIED requires photographic evidence of critical installation steps. We maintain comprehensive documentation throughout your project to ensure smooth evaluation.
Evaluator Coordination
We work directly with IBHS-trained FORTIFIED Evaluators, coordinating inspections and addressing any items to ensure your home achieves designation.
Local Hurricane Knowledge
Based in Myrtle Beach, we understand local wind exposure, salt air considerations, and the specific hurricane threats facing Grand Strand homes.
5.0-Star Reputation
With 81 five-star Google reviews, our commitment to quality is proven. We bring the same dedication to every FORTIFIED project we undertake.
Complete Roofing Solutions
We offer FORTIFIED construction with various roofing materials including metal roofing for maximum hurricane resistance.
Frequently Asked Questions About FORTIFIED Roofing
What is FORTIFIED roofing and how is it different from standard roofing?
FORTIFIED is a voluntary construction and re-roofing program developed by the Insurance Institute for Business & Home Safety (IBHS) based on over 20 years of scientific research. Unlike standard building codes which set minimum requirements, FORTIFIED standards exceed code with specific techniques proven to reduce damage from hurricanes, high winds, hail, and severe thunderstorms. FORTIFIED roofs use enhanced nailing patterns, sealed roof decks, upgraded edge metal, and impact-resistant materials that have been tested in real-world hurricane conditions.
What are the three FORTIFIED designation levels?
FORTIFIED offers three designation levels: Bronze (Roof Only) focuses on the roof system with sealed deck, enhanced edge metal, and proper ventilation - ideal for re-roofing projects. Silver adds opening protection including impact-resistant windows, doors, and garage doors to Bronze requirements. Gold provides whole-house protection by adding continuous load path connections and gable end bracing to Silver requirements. Each level builds upon the previous, with Bronze being the most common for existing homes in coastal SC.
How much can I save on insurance with a FORTIFIED roof in South Carolina?
South Carolina homeowners with FORTIFIED designations typically save 10-35% on their wind/hail insurance premiums. The exact savings depend on your insurance carrier, location, and designation level. Bronze designation typically provides 10-20% savings, Silver 20-28%, and Gold 25-35%. South Carolina law requires insurers to offer discounts for FORTIFIED homes. Over a 15-year roof lifespan, these savings often exceed the additional upfront investment for FORTIFIED construction.
Is FORTIFIED roofing worth the extra cost?
Absolutely. FORTIFIED roofing typically costs 5-15% more than standard roofing, but the return on investment is substantial. Insurance savings of 10-35% annually often recover the additional cost within 5-7 years. More importantly, FORTIFIED roofs have demonstrated 50-70% less damage in hurricanes compared to code-built homes. After Hurricane Michael (2018), 95% of FORTIFIED homes in the direct path sustained minimal or no damage while surrounding code-built homes were devastated.
Can my existing roof be upgraded to FORTIFIED standards?
Yes, but it depends on your roof's current condition. If your roof needs replacement, that is the ideal time to upgrade to FORTIFIED Bronze standards. Some existing roofs can achieve FORTIFIED designation through specific upgrades like adding a sealed roof deck, upgrading edge metal, and improving ventilation. A FORTIFIED Evaluator must inspect your home to determine what upgrades are needed. Weather Shield Roofing includes FORTIFIED evaluation as part of our roof inspection process.
How long does the FORTIFIED designation last?
A FORTIFIED designation lasts for 5 years, after which a re-inspection is required to maintain the designation and continue receiving insurance discounts. The re-inspection verifies that the roof system and other protected elements remain in good condition and still meet FORTIFIED standards. Weather Shield Roofing offers maintenance programs to help homeowners maintain their FORTIFIED designation and maximize their investment.
What materials are required for FORTIFIED roofing?
FORTIFIED does not mandate specific brands but requires materials that meet certain performance standards. Key requirements include: Class H or better nails with ring shank for enhanced holding power, sealed roof deck using self-adhering membrane or enhanced underlayment, drip edge meeting ANSI/SPRI ES-1 standards with specific fastening patterns, impact-resistant shingles (Class 4 recommended but not required for Bronze), and proper ridge vent or ventilation system. We typically recommend combining FORTIFIED construction with impact-resistant shingles for maximum protection.
Does FORTIFIED help with hurricanes like Hugo, Matthew, Florence, and Ian?
FORTIFIED standards were developed specifically because of hurricane damage analysis, including major storms that impacted the Carolinas. After each major hurricane, IBHS researchers study damage patterns to improve FORTIFIED standards. The program has proven effective against Category 4-5 hurricanes. In Hurricane Michael (2018), Florence (2018), Ian (2022), and Ida (2021), FORTIFIED homes consistently outperformed code-built homes by 50-70% less damage. Myrtle Beach sits in a high-risk zone where FORTIFIED construction provides critical protection.
How do I verify a contractor is qualified for FORTIFIED installation?
FORTIFIED installations must be verified by an IBHS-trained FORTIFIED Evaluator (independent third party) to receive designation. However, working with a contractor experienced in FORTIFIED construction ensures the job is done right the first time. Weather Shield Roofing has completed numerous FORTIFIED projects throughout coastal South Carolina and understands the precise requirements for each designation level. We coordinate with FORTIFIED Evaluators throughout the process to ensure your home achieves designation.
What is the difference between FORTIFIED and Florida Building Code or Miami-Dade requirements?
While Florida Building Code and Miami-Dade County standards are among the strictest in the nation, FORTIFIED often exceeds even these requirements in specific areas. FORTIFIED focuses on the complete roof system working together - sealed deck, edge metal, attachment methods, and ventilation - while codes may address these individually. FORTIFIED also requires third-party verification, ensuring installation quality. In South Carolina, where building codes are less stringent than Florida, FORTIFIED provides coastal homeowners with premium protection that matches or exceeds Florida standards.
Related Roofing Services
Metal Roofing
Maximum hurricane resistance with 140+ mph wind ratings. Ideal companion to FORTIFIED construction.
Roof Replacement
Complete roof replacement is the ideal time to upgrade to FORTIFIED standards.
Emergency Roof Repair
24/7 emergency service for storm damage. We can help you rebuild to FORTIFIED standards.
Ready to FORTIFY Your Myrtle Beach Home?
Get your free FORTIFIED consultation and learn how much you could save on insurance while gaining superior hurricane protection.
Weather Shield Roofing | 215 Ronnie Ct. Unit F, Myrtle Beach, SC 29579