Roofing ROI Calculator
Calculate your true return on investment for a new roof. See energy savings, insurance discounts, home value increase, and total ROI over 5, 10, and 20 years.
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Your ROI Summary
10-year return on investment
Annual Savings Breakdown
Additional Benefits
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Understanding Your Roofing ROI
A new roof is more than just protection—it's a smart financial investment that pays dividends for decades.
Energy Savings
Modern roofing materials with proper ventilation can reduce cooling costs by 10-25%. Metal roofs reflect solar heat, while new insulation prevents energy loss year-round.
Insurance Discounts
Insurance companies offer significant discounts for new roofs, especially impact-resistant materials. In coastal SC, these savings can reach 15-35% of your premium.
Home Value
According to Remodeling Magazine, a new roof recovers 60-90% of its cost in added home value. Premium materials like metal can exceed 85% recovery.
Maintenance Savings
Old roofs require frequent repairs that add up. A new roof eliminates these costs for 15-50+ years depending on material, saving thousands in maintenance.
Frequently Asked Questions
Is a new roof a good investment?▼
Yes, a new roof is one of the best home improvements you can make. It typically recovers 60-85% of its cost in added home value immediately, plus provides ongoing savings through reduced energy bills, lower insurance premiums, and eliminated repair costs. Over 10-20 years, the total ROI often exceeds 100%.
How much can I save on insurance with a new roof?▼
Insurance savings vary by company and location, but typically range from 5-35% of your premium. In coastal areas like Myrtle Beach, SC, impact-resistant roofing can qualify for the highest discounts. A new roof can save $200-$800+ annually on insurance.
Do metal roofs really save on energy costs?▼
Yes, metal roofs can reduce cooling costs by 20-25% compared to asphalt shingles. They reflect solar radiant heat instead of absorbing it, keeping your home cooler. In South Carolina's hot summers, this translates to significant savings.
How long until a new roof pays for itself?▼
The payback period depends on your specific situation, but typically ranges from 8-15 years when considering energy savings, insurance discounts, and avoided repairs. If you sell your home, you recover most of the cost immediately in added home value.
What roofing material has the best ROI?▼
Metal roofing typically offers the best long-term ROI due to its 50+ year lifespan, high energy efficiency, and significant insurance discounts. Asphalt shingles have lower upfront costs but shorter lifespans. The best choice depends on how long you plan to stay in your home.
Request Your Free Roof Inspection Today
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- Professional assessment with detailed report
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