SC Hurricane Zone - Protection Matters

Hurricane Resistant Roofing Materials for South Carolina

The complete guide to storm-proof roofing that protects your Myrtle Beach home from 180+ mph winds, flying debris, and driving rain. Compare materials, understand ratings, and make the right choice.

Why Hurricane Resistance Matters in South Carolina

South Carolina's coastal location makes hurricane-resistant roofing not just a preference but a necessity. Since 2015, our state has experienced 11 named storms that caused significant property damage, with Hurricane Florence (2018) alone resulting in over $24 billion in damages across the Carolinas. Myrtle Beach sits directly in the Atlantic hurricane corridor, facing annual threats from June through November.

The difference between standard roofing and hurricane-resistant materials can mean the difference between minor repairs and catastrophic home damage. When a roof fails during a hurricane, the resulting water intrusion destroys ceilings, walls, flooring, and personal belongings within hours. A properly installed hurricane-resistant roof acts as your home's first and most critical line of defense against storm damage.

At Weather Shield Roofing, we've seen firsthand the devastation caused by inadequate roofing systems during hurricane season. We've also witnessed how properly specified and installed storm-resistant roofing can protect homes even in Category 3 and 4 conditions. This guide shares our expertise to help you make an informed decision about protecting your most valuable asset.

Important: South Carolina building codes require minimum wind resistance ratings for coastal construction, but meeting minimum code is not the same as maximum protection. The materials and techniques outlined in this guide exceed code requirements to provide genuine hurricane resistance.

Wind Ratings Explained

Wind resistance ratings tell you the maximum wind speed a roofing material can withstand before failure. These ratings are determined through standardized testing (ASTM D3161 for shingles, UL 580 for metal panels) that simulates hurricane conditions including sustained winds and pressure cycling.

Understanding wind ratings helps you match roofing materials to your actual risk level. Myrtle Beach typically experiences Category 1-2 hurricanes (74-110 mph), but Category 3+ storms (111-156+ mph) are possible. Your roofing should be rated significantly above the expected wind speeds to account for gusts that exceed sustained wind readings by 20-30%.

Wind Speed Classifications

Class D (Standard)60-90 mph
Class F (Enhanced)90-110 mph
Class G (High Wind)110-130 mph
Class H (Hurricane)130+ mph

Hurricane Categories

Category 174-95 mph
Category 296-110 mph
Category 3111-129 mph
Category 4130-156 mph
Category 5157+ mph

South Carolina Requirement

Coastal South Carolina (including Myrtle Beach, North Myrtle Beach, Surfside Beach, and Garden City) requires roofing materials rated for minimum 110 mph winds. However, this is the minimum code requirement. We recommend 130+ mph rated materials for genuine hurricane protection.

Impact Resistance Classes Explained

Impact resistance measures a roofing material's ability to withstand strikes from hail and flying debris. The UL 2218 standard classifies materials from Class 1 (lowest) to Class 4 (highest) based on their performance when struck by steel balls of increasing size dropped from 20 feet.

During hurricanes, flying debris poses as much danger to your roof as wind itself. Tree branches, construction materials, patio furniture, and other objects become projectiles in hurricane-force winds. Class 4 impact-resistant roofing dramatically reduces the risk of punctures and leaks from debris strikes.

ClassTest Ball SizeHail EquivalentInsurance Discount
Class 11.25 inchQuarter-sized hailMinimal
Class 21.50 inchHalf-dollar hail5-10%
Class 31.75 inchGolf ball hail10-15%
Class 42.00 inchBaseball-sized hail15-28%

Why Class 4 Matters

Class 4 materials must show no evidence of cracking, splitting, or granule loss after testing. This rating indicates the material can withstand severe hail and debris impacts without compromising the roof's water resistance. Most South Carolina insurers offer 15-28% premium discounts for Class 4 roofing.

Hurricane Resistant Roofing Materials Ranked

Comparing the best storm-proof roofing options for South Carolina homes, ranked by overall hurricane performance.

#1

Standing Seam Metal Roofing

TOP PICK for Hurricane Resistance

Standing seam metal roofing is the gold standard for hurricane resistance. The concealed fastener system eliminates exposed screws that can back out in high winds, while the interlocking panel design creates a continuous barrier against wind-driven rain. Standing seam systems from manufacturers like McElroy Metal, ATAS, and Drexel Metals are tested and certified for winds exceeding 180 mph.

Wind Rating
180+ mph
Impact Class
Class 4
Lifespan
50-70 years

Advantages

  • Highest wind resistance available (180+ mph)
  • No exposed fasteners to fail or leak
  • Excellent debris/impact resistance
  • Fire resistant (Class A rating)
  • Maximum insurance discounts (20-35%)

Considerations

  • Higher upfront cost than shingles
  • Requires specialized installation
  • May not suit all architectural styles
#2

Stone-Coated Metal Shingles

Traditional Look + Metal Durability

Stone-coated metal shingles combine the durability of steel with the appearance of traditional roofing materials like slate, shake, or tile. The steel core provides strength and wind resistance while the stone coating adds texture, color, and additional impact protection. Brands like Decra, Gerard, and TILCOR are popular choices for HOA communities where metal panels may not be permitted.

Wind Rating
120-150 mph
Impact Class
Class 4
Lifespan
40-50 years

Advantages

  • Traditional shingle appearance
  • HOA-friendly in most communities
  • Excellent hail/debris resistance
  • Lightweight (won't stress structure)

Considerations

  • Lower wind rating than standing seam
  • Stone coating can shed over time
#3

Class 4 Impact-Resistant Shingles

Best Budget Hurricane Option

Class 4 impact-resistant asphalt shingles offer the best combination of hurricane protection and affordability. Manufacturers like GAF (Armor Shield II), CertainTeed (Presidential Impact), and Owens Corning (Duration FLEX) engineer these shingles with polymer-modified asphalt and reinforced fiberglass mats to absorb impact without cracking. Many achieve 130 mph wind ratings with proper 6-nail installation patterns.

Wind Rating
110-130 mph
Impact Class
Class 4
Lifespan
25-30 years

Advantages

  • Most affordable hurricane option
  • Wide color/style selection
  • Insurance discounts (15-25%)
  • Easy repairs if damaged

Considerations

  • Shorter lifespan than metal
  • Lower wind resistance than metal
  • Can suffer granule loss in severe storms
#4

Concrete & Clay Tile Roofing

Mediterranean Style + Durability

Concrete and clay tile roofing offers excellent hurricane resistance when properly installed with mechanical fastening and foam adhesive. The heavy weight of tile (900-1100 lbs per square) provides natural wind resistance, while the hard surface withstands debris impacts well. Tile roofing is popular in upscale Myrtle Beach communities for its Mediterranean aesthetic and 50+ year lifespan.

Wind Rating
110-150 mph
Impact Class
Class 3-4
Lifespan
50-75 years

Advantages

  • Exceptional durability (50+ years)
  • Beautiful Mediterranean aesthetic
  • Fire resistant (Class A)
  • Individual tile replacement

Considerations

  • Heavy weight requires structural support
  • Individual tiles can break from debris
  • Higher installation cost
#5

TPO & EPDM Membrane Roofing

Best for Flat/Low-Slope Roofs

For flat or low-slope roofs, TPO (Thermoplastic Polyolefin) and EPDM (rubber membrane) systems offer the best hurricane resistance. Fully adhered installation bonds the membrane directly to the substrate, eliminating wind uplift issues. TPO's heat-welded seams create a monolithic waterproof surface that resists wind-driven rain infiltration even in severe storms.

Wind Rating
100-140 mph
Impact Class
Class 2-3
Lifespan
20-30 years

Advantages

  • Best flat roof hurricane option
  • Seamless waterproofing (heat-welded)
  • Energy efficient (white reflective)
  • Cost-effective for commercial

Considerations

  • Vulnerable to punctures from debris
  • Only suitable for flat/low-slope

Insurance Benefits of Hurricane-Rated Roofing

One of the most compelling financial reasons to invest in hurricane-resistant roofing is the significant insurance premium savings available in South Carolina. Insurance companies recognize that superior roofing materials dramatically reduce storm damage claims, and they pass those savings to homeowners who invest in better protection.

Typical Insurance Discounts by Roofing Type

Standing Seam Metal (180+ mph)20-35% discount
Stone-Coated Metal Shingles15-28% discount
Class 4 Impact-Resistant Shingles15-25% discount
Concrete/Clay Tile (properly installed)10-20% discount

SC Safe Home Grant Program

South Carolina offers the SC Safe Home Grant Program that provides up to $10,000 for hurricane-resistant home improvements, including roofing. The program covers up to 100% of costs for qualifying homeowners. Weather Shield Roofing helps customers navigate the application process.

Learn about the SC Safe Home Grant Program

Beyond annual premium savings, hurricane-resistant roofing provides financial protection through reduced deductibles after storms. Many coastal South Carolina policies carry 2-5% wind/hail deductibles, meaning a $300,000 home could have a $6,000-$15,000 deductible. When your roof survives the storm intact, you avoid this significant out-of-pocket expense entirely.

Installation Techniques That Matter

Even the best hurricane-resistant roofing material can fail if improperly installed. Proper installation techniques are just as important as material selection for achieving genuine storm protection. At Weather Shield Roofing, our installers are trained in FORTIFIED Home standards and Miami-Dade hurricane zone requirements.

1

Ring Shank Nails

Standard smooth shank nails can back out under wind pressure. Ring shank nails have ridges along the shaft that grip the decking, providing 40% greater withdrawal resistance. Required for high-wind zones and FORTIFIED certification.

2

6-Nail Pattern

Standard 4-nail shingle installation is insufficient for hurricane zones. A 6-nail pattern per shingle increases wind resistance from 60 mph to 110+ mph. All Weather Shield installations in coastal SC use 6-nail high-wind patterns.

3

Enhanced Underlayment

Peel-and-stick (self-adhering) underlayment creates a waterproof secondary barrier if shingles are compromised. Required at valleys, eaves, rakes, and penetrations. Full-deck peel-and-stick provides maximum protection.

4

Sealed Roof Deck

Sealing the roof deck from inside the attic with foam adhesive or structural tape prevents water intrusion even if roofing is blown off. This FORTIFIED technique can mean the difference between minor repairs and total interior damage.

5

Hurricane Straps

Metal hurricane straps connect the roof structure to wall framing, preventing the entire roof assembly from lifting off during extreme winds. Required by code in coastal areas but often missing in older homes.

6

Starter Strip Selection

High-wind starter strips with enhanced adhesive provide critical protection at eaves and rakes where wind uplift is strongest. We use manufacturer-specified starters rated for 130+ mph wind zones.

What to Look for After a Hurricane

Even the best hurricane-resistant roof can sustain damage in severe storms. Knowing what to look for after a hurricane helps you identify problems early before water damage spreads through your home. Some damage is obvious while other issues only appear days or weeks later.

Exterior Inspection (From Ground)

  • Missing, lifted, or curled shingles
  • Exposed underlayment (black felt visible)
  • Dented or punctured metal panels
  • Damaged or missing flashing around vents, chimneys
  • Debris accumulation in valleys or against walls
  • Clogged or damaged gutters and downspouts
  • Granules accumulated in gutters (shingle damage)

Interior Inspection

  • Water stains on ceilings (brown/yellow rings)
  • Peeling or bubbling paint on ceilings/walls
  • Daylight visible through roof in attic
  • Wet or damp insulation in attic
  • Musty odors (indicates hidden moisture)
  • Sagging ceiling areas

Important Safety Note

Never climb on your roof after a storm. Wet surfaces, hidden structural damage, and downed power lines create serious hazards. Always conduct visual inspections from the ground and contact a licensed roofing contractor for professional assessment.

Frequently Asked Questions About Hurricane-Resistant Roofing

What roofing material is best for hurricanes in South Carolina?+
Standing seam metal roofing is the best choice for hurricane resistance in South Carolina, with wind ratings of 180+ mph and Class 4 impact resistance. The concealed fastener system and interlocking panels provide superior uplift resistance compared to any other roofing material. For homeowners who prefer a traditional shingle appearance, Class 4 impact-resistant architectural shingles from GAF or CertainTeed offer excellent storm protection with wind ratings up to 130 mph.
What wind speed rating should my roof have in Myrtle Beach?+
Myrtle Beach is in Wind Zone II, which requires roofing materials rated for minimum 110 mph winds per South Carolina building codes. However, we strongly recommend roofing rated for 130-180 mph given our coastal location and hurricane exposure. Category 3 hurricanes bring sustained winds of 111-129 mph, while Category 4 storms reach 130-156 mph. Investing in higher wind ratings provides peace of mind and often qualifies for insurance discounts.
What is Class 4 impact resistance and why does it matter?+
Class 4 is the highest impact resistance rating for roofing materials, tested by dropping a 2-inch steel ball from 20 feet onto the roofing surface. Class 4 rated materials can withstand impacts equivalent to large hail (2+ inches) without cracking, splitting, or losing granules. In South Carolina, Class 4 impact-resistant roofing often qualifies for insurance premium discounts of 10-28% because it dramatically reduces hail damage claims.
How much do hurricane-resistant roofing materials cost?+
Hurricane-resistant roofing costs vary by material: Standing seam metal runs $12-18 per square foot installed, stone-coated metal shingles $10-15 per square foot, and Class 4 impact-resistant asphalt shingles $6-10 per square foot. While premium materials cost more upfront, they typically pay for themselves through insurance savings (10-35% premium reductions), longer lifespan (30-70 years vs 15-20 for standard shingles), and avoided storm damage repairs.
Does hurricane-resistant roofing qualify for insurance discounts in SC?+
Yes! South Carolina insurers offer significant discounts for hurricane-resistant roofing. Standing seam metal roofing typically qualifies for 15-35% premium reductions. Class 4 impact-resistant shingles earn 10-28% discounts. Additional savings come from proper roof-to-wall connections, secondary water barriers, and ring shank nail installation. Contact your insurance company before installation to document potential savings.
What installation techniques improve hurricane resistance?+
Proper installation is as important as material selection for hurricane resistance. Key techniques include: ring shank or screw-type nails (6 per shingle minimum in high-wind zones), enhanced underlayment with peel-and-stick in valleys and edges, proper roof-to-wall connections with hurricane straps, sealed roof deck using spray foam or adhesive, and starter strips with high-wind ratings. Our installers are trained in FORTIFIED Home standards for maximum storm protection.
How do I inspect my roof after a hurricane?+
After a hurricane, safely inspect from ground level first: look for missing shingles, exposed underlayment, debris impact marks, damaged flashing, and clogged gutters. Inside, check for water stains on ceilings, daylight through the roof, and moisture in the attic. Document all damage with photos before making temporary repairs. Contact a licensed roofing contractor for a professional inspection within 48 hours, as hidden damage often appears days later.
Can I upgrade to hurricane-resistant roofing without a full replacement?+
Generally, upgrading to true hurricane-resistant roofing requires a full replacement to ensure proper installation of enhanced underlayment, fastening patterns, and deck preparation. However, if your existing roof is in good condition, some improvements can enhance storm resistance: adding hurricane straps, sealing the roof deck from inside the attic, and reinforcing gable ends. A professional inspection can identify the most cost-effective upgrades for your home.

Protect Your Home with Hurricane-Resistant Roofing

Weather Shield Roofing specializes in hurricane-resistant roofing systems for Myrtle Beach and the Grand Strand. Our certified installers are trained in FORTIFIED Home standards and use only materials rated for coastal South Carolina's hurricane exposure. Schedule your free consultation today.

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