We Fight for Your
Roof Insurance Claim
Storm damage? Don't navigate insurance claims alone. We handle everything from documentation to adjuster meetings—maximizing your claim approval.
Why Homeowners Choose Us for Insurance Claims
Navigating insurance claims is complex. We have the experience and relationships to get your claim approved.
Storm Damage Experts
15+ years working with coastal storm damage. We know exactly what evidence insurance adjusters need to approve hurricane, wind, and hail claims.
Insurance Company Relationships
We work with all major insurers including State Farm, Allstate, Nationwide, USAA, and more. Adjusters know and trust our documentation.
Understanding recent roof insurance policy changes is critical for maximizing your claim payout.
Professional Documentation
Drone photography, thermal imaging, moisture meters, and detailed reports. We document every aspect of damage to support your claim.
We Meet the Adjuster
We attend the insurance adjuster inspection with you, pointing out all damage and ensuring nothing is missed or underestimated.
Maximize Your Settlement
Insurance companies often lowball initial estimates. We negotiate line-by-line using industry-standard pricing to get fair compensation.
Many homeowners with 10-15 year old roofs face surprise depreciation. Learn about WeatherShield's insurance coverage guide to avoid costly surprises.
Fast Response Time
Time is critical after storm damage. We respond quickly to document damage, provide emergency tarping, and start your claim process immediately.
Our Insurance Claims Process
We handle every step of your insurance claim from initial damage to final repair.
Emergency Contact
Call us immediately after damage occurs. We provide emergency tarping to prevent further damage and document the initial condition.
Free Inspection
Our certified inspectors assess all damage and create a comprehensive report with photos, measurements, and detailed notes.
Documentation Package
We prepare a complete documentation package including photos, repair estimates, and technical reports for your insurance company.
Insurance Filing
We help you file your claim correctly, providing all necessary documentation and evidence to support your claim.
Adjuster Meeting
We meet with the insurance adjuster on-site, point out all damage, and advocate for a fair settlement on your behalf.
Approval & Repair
Once your claim is approved, we schedule the work and complete repairs using materials that match or exceed your policy requirements.
Types of Storm Damage We Document
We specialize in documenting all types of weather-related roof damage for insurance claims.
Hurricane & Wind Damage
Typically CoveredHigh winds can tear off shingles, damage flashing, and compromise roof structure. Coastal storms are particularly destructive.
Evidence We Document:
Missing shingles, lifted edges, damaged flashing, torn underlayment
Hail Damage
Typically CoveredHail creates dents in shingles, granule loss, and cracked materials that may not be immediately visible. If damage is extensive, full roof replacement may be required.
Evidence We Document:
Bruising on shingles, granule loss, dents in metal, cracked shingles
Fallen Tree/Debris
Typically CoveredTrees or large branches falling on your roof during storms cause immediate structural and surface damage.
Evidence We Document:
Punctures, broken rafters, crushed decking, missing shingles
Water Intrusion
Typically CoveredStorm-driven rain can penetrate damaged areas, causing water stains, mold, and interior damage.
Evidence We Document:
Ceiling stains, attic moisture, damaged insulation, mold growth
Lightning Strike
Typically CoveredDirect or nearby lightning strikes can damage roofing materials and create fire hazards.
Evidence We Document:
Burn marks, cracked materials, electrical damage, fire damage
Ice Dam Damage
Typically CoveredWhile rare in Myrtle Beach, winter storms can cause ice dams that lift shingles and cause leaks.
Evidence We Document:
Lifted shingles, water stains along eaves, damaged gutters
Common Reasons Claims Are Denied
And how we help you avoid these pitfalls
Wear and Tear
Insurance covers sudden storm damage, not gradual deterioration from age. Insurers often claim damage is pre-existing.
✓ How We Help:
We document the specific storm event and prove the damage is new and storm-related, not pre-existing deterioration.
Lack of Maintenance
Insurers may claim you didn't maintain your roof properly, which caused or worsened the damage.
✓ How We Help:
We show evidence that proper maintenance was performed and the damage resulted from the covered event, not neglect.
Insufficient Documentation
Claims are denied when homeowners don't provide enough evidence or detailed photos of the damage.
✓ How We Help:
We create comprehensive documentation packages with professional photos, measurements, and technical reports.
Missed Deadlines
Insurance policies have strict deadlines for reporting damage and filing claims after a storm event.
✓ How We Help:
We help you act quickly to meet all deadlines and ensure your claim is filed properly and on time.
Insurance Claims FAQs
Common questions about roof insurance claims
Will filing a claim raise my insurance rates?▼
Should I pay my deductible upfront?▼
How long does the claims process take?▼
What if my claim is denied?▼
Do I have to use my insurance company's preferred contractor?▼
What if the insurance estimate is lower than your estimate?▼
Don't Let Your Insurance Company Deny Your Claim
Storm damage to your roof? We'll document everything, meet with the adjuster, and fight for the settlement you deserve.
Available 24/7 for Storm Emergencies • Myrtle Beach, SC & Surrounding Areas