Roof Financing Calculator
Calculate your monthly payment for roof replacement or repair. See how affordable your new roof can be with flexible financing options.
Project Cost
Enter your estimated roof project cost
Tip: Not sure about the cost? Use our Metal Roof Calculator or Roof Replacement Estimator to get an estimate.
Down Payment (Optional)
Lower your monthly payment with a down payment
Loan Term
Select your preferred repayment period
Interest Rate (APR)
Select based on your credit profile
Your Monthly Payment
Estimated Monthly Payment
$0.00
per month for 36 months
Save with 0% APR
With our promotional 0% APR, you could save:
$0
in interest charges
*0% APR available for 12 months on approved credit. Ask about current promotions.
Financing Benefits
- No prepayment penalties
- Quick approval process
- All credit types considered
- Fixed monthly payments
- $0 down options available
Monthly Payment Comparison Chart
| Project Cost | 24 mo | 36 mo | 48 mo | 60 mo |
|---|---|---|---|---|
| $5,000 | $219/mo | $150/mo | $115/mo | $94/mo |
| $10,000 | $439/mo | $300/mo | $230/mo | $189/mo |
| $15,000 | $658/mo | $449/mo | $345/mo | $283/mo |
| $20,000 | $877/mo | $599/mo | $460/mo | $377/mo |
| $25,000 | $1097/mo | $749/mo | $576/mo | $472/mo |
| $30,000 | $1316/mo | $899/mo | $691/mo | $566/mo |
* Payments shown at 4.99% APR for illustrative purposes. Actual rates depend on credit approval.
Roof Financing FAQ
What credit score do I need for roof financing?
We work with multiple lenders to provide options for all credit levels. While excellent credit (750+) qualifies for the lowest rates starting at 4.99% APR, we have financing programs for scores as low as 580. Each application is reviewed individually.
Is there a down payment required?
Many of our financing programs offer 100% financing with $0 down for qualified applicants. While a down payment can lower your monthly payment, it's not required for most programs. Contact us to learn about zero-down options.
How long does approval take?
Most financing applications receive a decision quickly. We work to process applications as fast as possible so you can move forward with your roofing project. Some applications may require additional documentation.
Can I pay off my roof loan early?
Yes! All our financing partners offer no prepayment penalties. You can make extra payments or pay off your entire balance early without any additional fees. This helps you save on interest charges.
What is 0% APR financing?
Our promotional 0% APR financing means you pay no interest if the balance is paid within the promotional period (typically 12 months). This is available to qualified applicants and can save you significantly on your roof investment.
Ready to Finance Your New Roof?
Get pre-approved with no impact to your credit score. Our team is ready to help you find the perfect financing solution.