Hail Damage Roof ReplacementMyrtle Beach Insurance Claim Experts

Replacement is typically needed when: hail damage affects more than 30% of the roof surface, there are 10+ impacts per 100 square feet, your roof is over 15 years old with significant damage, or when repair costs exceed 50% of replacement cost. Our free inspection provides a clear, honest assessment based on these industry standards.

In most cases, yes. If our inspection documents that hail damage has compromised your roof's integrity beyond repair, homeowners insurance typically covers full replacement minus your deductible. We work directly with insurance adjusters to ensure all damage is properly documented for maximum coverage.

Most insurance policies in South Carolina require claims within 1-2 years of the damage date, but we strongly recommend filing within 30 days. Waiting allows damage to worsen and makes it harder to prove the hail storm caused the damage. Call us immediately after any significant hail event.

Hail 1.5 inches or larger (golf ball size) commonly causes damage severe enough for replacement. However, even smaller hail can require replacement on older roofs or when accompanied by high winds. The only way to know for certain is a professional inspection.

Absolutely! This is the perfect time to upgrade. Insurance covers replacement with similar materials, but you can pay the difference for upgrades like Class 4 impact-resistant shingles (which may lower future premiums) or metal roofing. We'll explain all your upgrade options during the inspection.

Once insurance approval is received and materials are delivered, most residential roof replacements take 1-3 days. After major hail storms, there may be delays due to high demand and material availability, so contacting us early is important. Emergency situations get priority scheduling.

Denials often happen when damage isn't properly documented. We can help file an appeal with additional evidence, or recommend a public adjuster if needed. Our detailed inspection reports are specifically formatted to meet insurance requirements and reduce denial risk.

Your insurance company may require one estimate, but getting multiple isn't typically required. What matters is choosing a reputable, local contractor who will be here long after the job is done. As a 5.0-star rated company serving Myrtle Beach for 15+ years, we provide detailed estimates that meet insurance standards.