Hail Damage Roof Repair Cost Guide

Hail damage repair costs vary significantly based on the extent of damage, roof size, and materials. Minor repairs for a few damaged shingles cost less than extensive repairs or full replacement. Most homeowners with hail damage file insurance claims, paying only their deductible for covered repairs. Weather Shield Roofing provides free hail damage inspections with detailed estimates for insurance purposes. Call (843) 877-5539 for your free assessment.

Yes, most homeowners insurance policies in South Carolina cover hail damage to roofs. This is considered sudden, accidental damage covered under dwelling protection. However, many SC policies have separate wind/hail deductibles, often 1-5% of your home's insured value. Your out-of-pocket cost is typically just this deductible. Weather Shield Roofing works with all major insurance companies and helps navigate the claims process.

Signs of hail damage include: dents or soft spots in asphalt shingles, random pattern of granule loss, cracked or split shingles, dented metal flashing and vents, and damaged ridge caps. However, much hail damage is not visible from ground level and requires professional inspection. After any hail storm, we recommend a free professional inspection to identify all damage before it leads to leaks.

South Carolina law gives you up to one year from the date of damage to file an insurance claim. However, we strongly recommend filing within 72 hours of the storm. Delays can complicate claims, evidence may deteriorate, and insurance companies may question claims filed long after an event. Prompt documentation and filing protects your interests.

The decision depends on several factors: damage extent, roof age, and insurance coverage. Localized damage on newer roofs usually warrants repair. Widespread damage on older roofs often makes replacement more economical, especially when insurance covers it. During our free inspection, we provide honest recommendations based on your specific situation and what makes the most financial sense.

Hail as small as 1 inch in diameter (quarter-sized) can damage asphalt shingles, especially older or lower-quality materials. Hail 1.5 inches or larger (golf ball-sized) typically causes significant damage to most roofing materials. However, factors like hail density, wind speed, and roof condition also affect damage severity. Even smaller hail driven by high winds can cause substantial damage.

Some hail damage is visible from ground level, particularly damaged gutters, downspouts, and missing shingles. However, the most common hail damage - granule loss and shingle bruising - often requires close inspection from roof level. This is why we offer free professional inspections. Our trained inspectors identify damage that homeowners and even some adjusters miss.

Not always. Hail damage often creates conditions that lead to leaks over time rather than immediately. Bruised shingles and granule loss expose the asphalt mat to UV degradation, causing premature aging and eventually leaks. This delayed onset is why prompt inspection after hail storms is important - addressing damage now prevents costly water damage later.

Delaying repairs can void your insurance coverage, as policies require timely action to prevent further damage. Additionally, exposed areas continue deteriorating from UV exposure and weather. Minor damage becomes major damage. Leaks can cause interior damage, mold growth, and structural issues. We recommend inspection within 72 hours of any significant hail event.

Yes, we provide complete insurance claim assistance. This includes free professional inspections with detailed photo documentation, written reports in insurance-accepted formats, meeting with your adjuster on-site, filing supplements for missed or undervalued damage, and advocating for proper coverage. We work with all major insurance companies and understand their processes thoroughly.